Commercial Policy Audits & Instant COIs.
Becky and her team check limits, slice endorsements, and generate ACORD 25 and 28 certificates in seconds.
Traditional Operations Hire
Takes 60 days to recruit, months to train, and costs $50,000/year.
Insure Assist AI Digital Staff
Activates in 60 seconds with zero learning curve and works 100% free during beta.
How It Works
From Carrier PDF to Verified Certificate in 3 Steps
Works alongside your existing agency management system with zero complex setup. Drop in a policy packet and let Becky and her team handle the heavy lifting.
Drop Any Carrier PDF
Upload commercial policy packets, declaration pages, and endorsement schedules. No manual data entry or system migration required.
Audit Limits & Endorsements
Becky and her specialists verify policy limits, umbrella schedules, and exclusions together, linking every finding to its exact PDF page number.
Issue ACORD 25 & 28 COIs
Generate compliant certificates with sliced endorsement pages attached, or let commercial clients send pre-approved COIs 24/7.
Want a Personalized Live Demo?
Step inside our interactive demo room to talk live with Becky, ask questions about your agency's workflows, and see policy checking and ACORD 25 issuance first-hand.
Your Commercial Lines Operations Team
A dedicated team of digital insurance specialists trained on commercial forms and carrier packets. Working together in seconds so your staff can focus on clients.
Becky
Operations Desk & Intake Coordinator
Welcomes carrier packets and policy documents at the front door. Becky organizes client files and speaks out loud with your agents through an instant voice intercom to answer policy questions on the fly.
David
Policy & Underwriting Analyst
Inspects declarations and policy limits in seconds. David audits umbrella schedules to catch underlying auto and liability gaps before a claim hits, ensuring your clients carry the coverage their contracts require.
Sarah
COI Compliance & Exclusion Auditor
Searches the fine print for hidden traps, like subcontractor work exclusions and residential limitations. Sarah compares project contracts against active policies to help catch costly coverage gaps before certificates go out.
Marcus
Certificate & Holder Specialist
Drafts clean, professional ACORD 25 and 28 descriptions that pass general contractor and lender review the first time. Marcus organizes your certificate holder directory so renewal distributions take seconds instead of days.
Built Around How Brokers Actually Work
Every Finding Pinned to the Policy Page. Every Certificate Under Your Control.
No black-box guesses and no complicated menus. Inspect page-verified endorsement audits, generate official ACORD 25 and 28 packets in one click, and let commercial clients issue pre-approved certificates 24/7.
Instant Page Citations and Hands-Free Answers
Instead of hunting through carrier packets with Ctrl+F, see every limit, deductible, and endorsement mapped to its exact PDF page number. Or hold the mic and ask Becky a coverage question out loud while you are on the phone with a client.
- check_circleOne-Click Page Jump opens the exact carrier form page for E&O verification.
- check_circleGuided Screen Spotlight highlights where any button or endorsement tool lives.
Asked Becky via Push-to-Talk
“Does Apex carry a per-project aggregate limit?”
Compliant Certificates with Sliced Endorsements Attached
Marcus populates official ACORD 25 Liability and ACORD 28 Commercial Property forms, drafts clean Description of Operations wording, and attaches the exact standalone endorsement pages required by the certificate holder.
RE: Midtown Medical Plaza Project. Turner Construction Company LLC is included as Additional Insured with respect to General Liability per attached forms CG 20 10 (04/13) and CG 20 37 (04/13). Waiver of Subrogation applies per CG 24 04.
Let Contractors Send Approved COIs to GCs & Landlords
When a commercial client needs a certificate sent to a general contractor, property manager, or compliance portal to sign a contract or get an invoice paid, they don't have to wait on your back office. They can issue pre-approved COIs from their phone or laptop while your agency rules stay in control.
Purpose-Built for Commercial Lines
Why Generic Chatbots & Legacy Form-Fillers Fall Short
ChatGPT and Claude are great for drafting everyday emails, and legacy form-fillers still make your CSRs type every field by hand. Insure Assist AI is engineered specifically for commercial insurance operations.
| Agency Workflow Capability | Generic ChatbotsChatGPT / Claude | Legacy COI ToolsManual Form-Fillers | Insure Assist AIBecky & Digital Team |
|---|---|---|---|
Full-Packet Policy & Endorsement Reading Declarations, schedules, and all attached ISO or carrier forms read together | ✕Chops PDFs into isolated text snippets | •Manual human reading & data entry | ✓Reads full packet & flags coverage gaps |
Clickable PDF Page Citations (E&O Audit Trail) Every limit, deductible, and exclusion pinned to the exact carrier page | ✕Unverified chat answers (hallucination risk) | •Manual Ctrl+F searching across PDFs | ✓1-click jump to exact policy page number |
Official ACORD 25 & ACORD 28 Generation Compliant liability & commercial property certificates with Box 101 wording | ✕Cannot populate official ACORD PDFs | •Manual field-by-field typing | ✓Auto-populated & verified in 30 seconds |
Standalone Endorsement Slicing & Attachment Extracts CG 20 10, CG 20 37, CG 24 04 pages to attach to the certificate | ✕Not supported | •Manual PDF splitting & uploading | ✓Auto-sliced & attached to outgoing COI |
24/7 Broker-Governed Client Self-Service Contractors send approved COIs to GCs & landlords within agency rules | ✕Not supported | •Extra per-seat portal add-on fees | ✓Included with 100% broker rule control |
Isolated Agency Vault
Strict per-agency tenant isolation on Google Cloud
Zero Public AI Training
Your client policies never train external AI models
Timestamped E&O Audit Log
Every page link, approval, and certificate recorded
ROI & Agency Pricing
Simple, Transparent Agency Pricing
Estimate your monthly CSR time savings below, then choose a plan that fits your agency volume. Both Basic and Pro are $0 during our open beta.
Estimate Your Monthly CSR Time & Cost Savings
Drag the sliders to match your agency's average monthly certificate and policy review volume.
CSR Time Saved
150 hrs
(0.9 FTE capacity)
Best Fit Plan
Pro (Full-Time)
~374 credits/mo
Estimated Net Monthly Savings
$3,451/mo
92% reduction in back-office processing cost
Basic (Part-Time)
Free in BetaFor boutique commercial agencies issuing recurring certificates and checking renewals each month.
100% Free During Open Beta
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Monthly Allowance
100 Unified Credits
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Labor Replacement
0.25 FTE Capacity
- payments
Overage Rate
$1.00 per credit
Pro (Full-Time)
Free in BetaFor active commercial lines teams replacing a full-time policy checking and COI workload.
100% Free During Open Beta
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Monthly Allowance
400 Unified Credits
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Labor Replacement
1.0 FTE Capacity
- payments
Overage Rate
$0.75 per credit
Enterprise (Double)
For multi-producer brokerages running high-volume commercial renewals and daily certificates.
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Monthly Allowance
800 Unified Credits
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Labor Replacement
2.0 FTE Capacity
- payments
Overage Rate
$0.50 per credit
Insurance Intelligence & Guides
Actionable Playbooks for Modern Independent Brokers
Explore in-depth technical guides, interactive calculators, and compliance blueprints built for commercial brokerages.
ACORD 25 Certificate of Liability Insurance: The Complete Broker Guide
Master field requirements, decode ADDL INSD & SUBR WVD checkboxes, and prevent devastating E&O claims.
Additional Insured vs. Certificate Holder: What Brokers Must Know
Understand the critical difference between informational proof and legal policy defense rights (CG 20 10 vs CG 20 37).
How to Automate Certificate of Insurance (COI) Issuance & Tracking
Cut certificate turnaround from 4 hours to 30 seconds. Discover how AI automates drafting and verifies active commercial policies.
Commercial Umbrella Underlying Limits: How to Audit Schedules & Prevent Drop-Down Gaps
Audit underlying CGL, Auto, and Employers Liability limits against umbrella schedules. Detect drop-down gaps and prevent multi-million dollar claims.
Looking for Agency Systems & Growth Strategies?
Read our comparisons on Applied Epic vs. AMS360, Best Insurance CRMs, and CSR Training Blueprints.
Put Becky & Her Team to Work on Your Next Policy.
Try it with your first month free, or take a live interactive tour in your browser right now.